Your Mpire Marketing Portal.

MBLEM TERMS OF USE

I. AGREEMENT

These  Mblem Terms of Use ("Agreement") constitute an agreement between the individual and the related business entity accessing the website ("You" or "Your") and   Wholesale Mortgage, LLC ("Mpire Financial Group LLC") and governs Your use of this website and the various online materials, applications, and services provided by Mpire Financial Group LLC, affiliates of Mpire Financial Group LLC, and third parties in connection therewith (collectively the "Website"). You must obtain a username and password and establish an account ("Your Account") in order to gain access to and use the Website. You are responsible for all access to and use of the Website under Your username and password.

II. GENERAL

A. This Agreement governs use by You and persons controlling, employed by, or otherwise acting on behalf of You, through Your account. Your use of the Website is conditioned upon Your acceptance, without modification, of all provisions of this Agreement. If You are acting as an agent or employee of another entity, you represent and warrant that you have the right, power, and authority to bind yourself and the entity you are representing to this Agreement. Any information accessed, requested or provided through the Website must be accessed, requested and used in accordance with this Agreement. Mpire Financial Group LLC reserves any rights not expressly granted under this Agreement.

YOU AGREE THAT THIS AGREEMENT IS ENFORCEABLE LIKE ANY WRITTEN AND FULLY NEGOTIATED AGREEMENT SIGNED BY YOU. IF YOU DO NOT AGREE, DO NOT CLICK "ACCEPT AND CONTINUE" AND/OR DO NOT USE THE WEBSITE.

FOR THE AVOIDANCE OF DOUBT, YOUR USE OF THE WEBSITE CONSTITUTES YOUR EXPRESS ACCEPTANCE AND ACKNOWLEDGEMENT OF THE TERMS OF THIS AGREEMENT, AS THEY MAY EXIST AT ANYTIME.

THIS AGREEMENT MAY BE UPDATED AT ANY TIME WITHOUT NOTICE, AND EACH TIME YOU ACCESS THE WEBSITE, THE NEW AGREEMENT WILL GOVERN.

YOU REPRESENT AND WARRANT THAT YOU HAVE THE RIGHT, POWER, AND AUTHORITY TO BIND YOURSELF AND THE ENTITY YOU ARE REPRESENTING TO THIS AGREEMENT.

By visiting this Website you acknowledge that certain features of this Website and products and/or services of Mpire Financial Group LLC may be subject to additional terms, conditions and disclaimers. If you do not agree to this Agreement, you are not authorized to use this Website or any of the services Mpire Financial Group LLC offers through the Website. Mpire Financial Group LLC reserves the right to, in its sole discretion and without notice, deny You access and/or use of this Website for any reason or no reason at all, at any time.

THE DISCLOSURES AND CONSENTS REQUIRED UNDER CERTAIN STATE LAWS ARE DEEMED TO BE PROVIDED, RECEIVED, AND AGREED TO BY YOUR VISIT TO AND/OR USE OF THE WEBSITE.

B. Your user name and password are not transferable to any person or entity. You are responsible for all use of Your account and for ensuring that all use of Your account complies fully with this Agreement. The information provided through the Website may be used only for Your own professional use and in accordance with this Agreement, and only for the following specifically identified purposes:

Viewing sample advertising and marketing materials made available on the Website;

Customizing sample advertising and marketing materials made available on the Website to include Your contact information, company logo and necessary product and licensing disclaimers;

Purchasing copies of sample advertising and marketing materials made available on the Website for distribution to consumers; and

Utilizing any additional tools and services provided by Mpire Financial Group LLC through the Website.

C. The information provided through the Website, including sample advertising and marketing materials, shall not be used for any of the following purposes:

Co-marketing, dual-marketing, co-branding or dual-branding with third parties, including, but not limited to, real estate agents.

Customizing to add a voiceover or to change, remove, or replace a Mpire Financial Group LLC-provided voiceover.

Customizing to add graphics or verbiage that may violate or infringe in any way upon the rights of others; that creates false endorsements or false advertisements; that may result in the unauthorized use of intellectual property rights of others; and/or that discloses confidential information.

D. Subject to Your compliance with this Agreement, Mpire Financial Group LLC grants to You a non-exclusive, revocable, limited, non-transferable license to access and use the Website solely for the purposes described herein.

E. It is Your own responsibility to manage Your account actively and to ensure all information contained within the advertising and marketing materials is accurate and in compliance with all applicable federal and state regulations and laws prior to ordering. It is Your responsibility to become familiar with all applicable state and federal policies and applicable laws, statutes, codes and regulations and to be compliant with each. The relevant state agency or federal agency may require the inclusion of additional or separate licensing and/or other disclaimer language. Mpire Financial Group LLC is not responsible for and fully disclaims the accuracy or content of any information and materials You submit to the Website, the content of any advertising and/or marketing material You acquire through the Website and/or any other information You submit.

F. The Website is operated within the   States of America. Mpire Financial Group LLC makes no representation or warranty that the Website is appropriate for use at locations outside the   States.

G. You are responsible for protecting the confidentiality of login information, including but not limited to usernames and passwords. You agree to notify Mpire Financial Group LLC immediately if You become aware of the loss, theft, or unauthorized use of Your password or any unauthorized access to the Website.

III. ANNUAL PERCENTAGE RATE FORMULA

From time to time, the information provided through the Website, including sample advertising and marketing materials, may contain an Annual Percentage Rate (APR). The APR is determined in accordance with the actuarial method. For further explanation of the actuarial method as well as equations, instructions and examples of how this method applies, please refer to https://www.consumerfinance.gov/eregulations/1026-j/2013-30 108_20150718#1026-j.

IV. OWNERSHIP

All information, intellectual property, object and source code, diagrams, images, specifications and other tangible or intangible material of any nature ("Property") as part of the Website, is Mpire Financial Group LLC‘s Property, and shall remain the sole Property of Mpire Financial Group LLC at all times. You have no rights whatsoever to any such Property other than as licensed under this Agreement. Further, Mpire Financial Group LLC shall retain sole ownership of all Property developed for the Website. Copyright in the pages and in the screens displaying the pages, and in the information and material therein and their arrangement is owned/licensed by Mpire Financial Group LLC, unless otherwise indicated, and are protected by U.S. copyright laws and international treaties. Mpire Financial Group LLC grants to You such limited licenses as are expressly provided in this Agreement. If You download any information from the Website, including Property, You shall not obscure any copyright, trademark, or other notices, and You acknowledge and agree that You do not acquire any ownership rights by downloading copyrighted material. Upon expiration of the limited license granted under this Agreement, You must destroy all downloaded information, including Property, in Your possession or control.

Mpire Financial Group LLC reserves the right to terminate Your access and limited license granted under this Agreement to the Website at any time and for any reason in Mpire Financial Group LLC‘s sole discretion. Deliberate misuse of the Website is expressly prohibited and Mpire Financial Group LLC reserves the right to advise the legal authorities of any misuse of the Website, including, without limitation, hacking and the introduction of viruses or other malware. The word marks and images of   Shore Financial Services, LLC® and   Wholesale Mortgage® are federally registered trademarks, or Common Law trademarks or trade names, owned by   Wholesale Mortgage, LLC. You may not use, copy, display, distribute, modify or reproduce any of the trademarks found on the Website except as explicitly authorized. You may not use any of the Mpire Financial Group LLC trademarks as a link to the Website except pursuant to a written trademark license agreement.

V. CHANGES

A. Mpire Financial Group LLC reserves the right to change, modify, add, or remove portions of this Agreement, the Website, and other guidelines or rules posted on the Website from time to time at its sole discretion. The most current form of this Agreement will always be available on the Website. Your use of the Website constitutes Your acknowledgement and acceptance of the terms of this Agreement as they may exist at any time.

B. Mpire Financial Group LLC has the right at any time and without notice or obligation to You to change or discontinue any aspect or feature of the Website, including but not limited to, functionality, content, hours of availability, third party services, and the equipment needed for access or use.

C. The content of this Website may not be accurate, complete and/or current and may include typographical errors or technical inaccuracies. The information and materials contained on these pages, and the terms, conditions and descriptions that appear on this Website, are subject to change at any time without notice. Mpire Financial Group LLC may change the products, services, including but not limited to, third party services and other information identified on the Website at any time and without notice or obligation to You. Not all products and services are available in all geographic areas. You should verify all information before relying on it and any decisions which You may make based upon the information contained on the Website shall be at Your sole risk and responsibility.

D. This Agreement may not be altered or amended orally.

VI. EQUIPMENT

You are responsible for obtaining and maintaining all equipment required for access and use of the Website and all charges and costs related thereto.

VII. YOUR CONDUCT

A. You may only use the Website for lawful purposes. You may not post or transmit through the Website any material that violates or infringes in any way upon the rights of others, that is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, that encourages conduct that would constitute a criminal offense, give rise to any liability to Mpire Financial Group LLC or otherwise violate any law, or that, without Mpire Financial Group LLC‘s express prior written approval, contains advertising or any solicitation with respect to products or services for which the advertisement or marketing material is not intended. Any conduct by You that, in Mpire Financial Group LLC‘s sole determination, restricts or inhibits any other user from using or enjoying the Website will not be permitted. You may not use the Website, or the content contained therein or obtained therefrom for any purpose other than as explicitly allowed by this Agreement. You agree that You will not interfere with or attempt to interfere with the proper working of the Website in any way.

B. The Website contains links to and accesses proprietary information of Mpire Financial Group LLC and may employ proprietary software of third parties. Except as otherwise provided for herein, You may not modify, publish, transmit, participate in the transfer or sale, create derivative works, or in any way exploit any of the software applications, materials or services hosted on or obtained from the Website, in whole or in part. You may download and use in downloaded form only the sample advertising and marketing materials from the Website for distribution to consumers in the ordinary course of Your mortgage brokerage activities once having paid any and all applicable fees. Except as otherwise expressly provided herein, no copying, redistribution, retransmission, publication or commercial exploitation of downloaded material will be permitted without the express written permission of Mpire Financial Group LLC and, if applicable, the owner of any proprietary rights in such material. In the event of any permitted copying, redistribution or publication of content obtained from the Website, no changes in or deletion of author attribution, trademark legend or copyright notice may be made. You acknowledge that You do not acquire any ownership rights by downloading material from the Website.

C. You may not upload, post or otherwise make available on the Website any material protected by copyright, trademark or other proprietary right without the express written permission of the owner of the copyright, trademark or other proprietary right and the burden of determining that any material is not protected by law rests with You. You will be solely liable for any damage resulting from any infringement of copyrights, proprietary rights, or any other harm resulting from such a submission. By submitting material through the Website, You automatically grant to, or warrant that the owner of such material has expressly granted, Mpire Financial Group LLC a royalty-free, irrevocable, non-exclusive, right and license to use, reproduce, publish, translate and distribute such material (in whole or in part) worldwide.

D. The foregoing provisions of this Section are for the benefit of Mpire Financial Group LLC, its affiliates and its third-party service providers and each will have the right to assert and enforce such provisions directly or on its own behalf.

VIII. SOCIAL MEDIA SERVICES

A. The Website may provide access to social network providers (Facebook, Instagram, X, etc.) designed to allow You to communicate with and advertise to the public (collectively, "Social Media Services"). You agree to use the Social Media Services only to post messages and content that are legal and appropriate in nature and related to the particular social network provider. You agree to adhere to the Agreement when using the Social Media Services, in addition to the terms of each social network provider.

B. When using the Social Media Services, You agree that you will provide, and are solely responsible for, Your social network provider credentials, including usernames and passwords. You agree to notify Mpire Financial Group LLC if any of Your social network provider credentials are lost, stolen or changed.

C. You agree that you will not post, send, submit, publish, or transmit in connection with the Social Media Services any material that:

Violates any local, state, federal and international laws and regulations, including but not limited to copyright and intellectual property rights laws regarding any content that you send or receive via the Social Media Services;

Transmits any material (by uploading, posting, or otherwise) that is unlawful, disruptive, threatening, profane, abusive, harassing, embarrassing, tortuous, defamatory, obscene, libelous, or is an invasion of another‘s privacy, is hateful or racially, ethnically, religiously or otherwise objectionable as solely determined in Mpire Financial Group LLC‘s discretion;

Impersonates any person or entity or falsely state or otherwise misrepresent Your affiliation or agency relationship with a person or entity;

Transmits any material (by any means) that:

You do not have a right to make available under any law or under contractual or fiduciary relationships;

Infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party;

Contains malware, Trojan horses, viruses, time bombs, worms, disabling code, or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software, hardware, mobile devices, or telecommunications equipment;

Transmits (by any means) any unsolicited or unauthorized advertising (including advertising of non-Mpire Financial Group LLC services or products), promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes" or any other form of solicitation;

Posts any third party links;

Collects or stores, or attempts to collect or store, personal data about third parties without their knowledge or consent; record any data without authorization, or to share confidential information of any party; or

Holds yourself out to be a representative of Mpire Financial Group LLC.

D. Mpire Financial Group LLC reserves the right to monitor Your use of the Social Media Services to determine compliance with this Agreement, as well as the right to remove or refuse any information for any reason. Mpire Financial Group LLC also reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request. Materials uploaded to a Social Media Service may be subject to posted limits on use, reproduction and/or dissemination and You are responsible for abiding by such limitations with respect to your submissions.

You remain solely responsible for the content of your submissions through the Social Media Services. You acknowledge and agree that neither Mpire Financial Group LLC nor any third party that provides content or services to Mpire Financial Group LLC will assume or have any liability for Your use of the Social Media Services or anything you disseminate through the Social Media Services. Mpire Financial Group LLC cautions You against giving out any personally identifying information about Yourself in any Social Media Service. Mpire Financial Group LLC does not control or endorse the content, messages or information found in any Social Media Service and, consequently, Mpire Financial Group LLC specifically disclaims any liability with respect to the Social Media Services and any acts or omissions resulting from Your participation in the Social Media Services. You are not an authorized Mpire Financial Group LLC spokespersons, and Your views do not necessarily reflect those of Mpire Financial Group LLC.

E. THESE TERMS MAY BE UPDATED AT ANY TIME WITHOUT NOTICE, AND EACH TIME YOU ACCESS THE SOCIAL MEDIA SERVICES, THE NEW TERMS WILL GOVERN USAGE, EFFECTIVE UPON POSTING. To remain in compliance, Mpire Financial Group LLC suggests that You review the Agreement, as well as the social networking site policies, at regular intervals. By continuing to post any content after such new terms are posted, You accept and agree to any and all such modifications to this Agreement.

F. Mpire Financial Group LLC does not accept any responsibility or liability for the security of information you submit through a social network provider as Mpire Financial Group LLC has no control over such social network providers‘ platforms.

G. You agree to indemnify, defend and hold harmless Mpire Financial Group LLC in connection with any information that you post, send, submit, publish, or transmit in connection with the Social Media Services or any of your acts or omissions associated with the Social Media Services.

IX. COMMUNICATION SERVICES

A. The Website may provide services that allow You to communicate with and advertise to potential borrowers including, but not limited to, by email, phone, mail, and/or SMS (collectively, "Communication Services"). You agree to use the Communication Services in compliance with all relevant laws and adhere to this Agreement and all relevant third-party service provider agreements when using the Communication Services.

B. You agree that you will not send, submit, publish, or transmit in connection with the Communication Services any communication that:

Is unlawful, disruptive, threatening, profane, abusive, harassing, embarrassing, tortuous, defamatory, obscene, libelous, or is an invasion of another‘s privacy, is hateful or racially, ethnically, religiously or otherwise objectionable as solely determined in Mpire Financial Group LLC‘s discretion;

Impersonates any person or entity or falsely states or otherwise misrepresents Your affiliation or agency relationship with a person or entity;

Transmits (by any means) any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes" or any other form of solicitation;

Contains any third-party links;

Holds yourself out to be a representative of Mpire Financial Group LLC; or

Contacts or attempts to contact any potential borrowers or consumers without obtaining the proper express written consent to contact such potential borrower or consumer as required by the Telephone Consumer Protection Act or fails to comply with all applicable laws, including, but not limited to, the Telephone Consumer Protection Act

C. Mpire Financial Group LLC reserves the right to monitor Your use of the Communication Services to determine compliance with this Agreement, as well as the right to revoke Your access to, terminate, or limit Your use of the Communication Services for any reason. Mpire Financial Group LLC also reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request.

You remain solely responsible for your use of the Communication Services. You acknowledge and agree that neither Mpire Financial Group LLC nor any third party that provides content or services to Mpire Financial Group LLC will assume or have any liability for Your use of the Communication Services or anything you disseminate through the Communication Services

D. THIS AGREEMENT MAY BE UPDATED AT ANY TIME WITHOUT NOTICE, AND EACH TIME YOU ACCESS THE COMMUNICATION SERVICES, THE NEW TERMS WILL GOVERN. To remain in compliance, Mpire Financial Group LLC suggests that You review the Agreement at regular intervals. By continuing to use the Website, You accept and agree to any and all such modifications to this Agreement.

E. You agree to indemnify, defend and hold harmless Mpire Financial Group LLC in connection with any information that you post, send, submit, publish, or transmit in connection with the Communication Services or any of your acts or omissions associated with the Communication Services. In order for You to utilize certain of the Communication Services, Mpire Financial Group LLC will register, or has registered, a10-digit long code phone number ("10DLC") on behalf of You and in Your name and will assign/or has assigned a 10DLC to You. To facilitate the foregoing, You hereby grant Mpire Financial Group LLC the authority and a license to: (1) share, or to have shared, Your information including, but not limited to, your full name, phone number, email, company name, company address, employer identification number, and relevant licenses with certain third-party providers; (2) register, or to have registered, a 10DLC in Your name, and assign, or to have assigned, a 10DLC to You; and (3) create, or to have created, a website in Your name for the purpose of providing the Communication Services. In addition to Your other indemnification obligations under this Agreement, You hereby release and agree to indemnify, defend and hold harmless Mpire Financial Group LLC from and against any and all liability for damages, losses, costs and expenses that may arise from: (1) Your use of the Communication Services; and (2) any matters related directly or indirectly to the 10DLC and/or the website registered or created on behalf of the You and the use thereof.

X. THIRD-PARTY DESIGN SERVICES

The Website may provide access to third-party design and creative services, including but not limited to Canva ("Third-Party Design Services"). Your use of any Third-Party Design Services is subject to the terms of use, privacy policies, and other agreements of the respective third-party providers. By accessing or using any Third-Party Design Services through the Website, you acknowledge and agree that you are bound by such third-party terms and conditions and you consent to Mpire Financial Group LLC sharing your information, including personal and account information, with the applicable third-party service providers, including Canva, as necessary to register you with and facilitate your use of such services. Mpire Financial Group LLC makes no representations or warranties regarding Third-Party Design Services and disclaims all liability related to your use of such services. You agree to review and comply with all applicable third-party terms before using any Third-Party Design Services.

XI. DISCLAIMER OF WARRANTY; LIMITATION OF LIABILITY

A. USE OF THE WEBSITE IS AT YOUR SOLE RISK. Mpire Financial Group LLC, ITS AFFILIATES, THIRD-PARTY PROVIDERS, AND LICENSORS AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS MAKE NO REPRESENTATIONS OR WARRANTIES (i) THAT THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE; (ii) AS TO THE MATERIALS THAT MAY BE OBTAINED FROM USE OF THE WEBSITE; (iii) AS TO THE ACCURACY, RELIABILITY, COMPLIANCE WITH LAWS OR CONTENT OF ANY INFORMATION, SERVICE OR MATERIALS PROVIDED THROUGH THE WEBSITE, INCLUDING, BUT NOT LIMITED TO, SAMPLE ADVERTISING AND MARKETING MATERIALS.

B. THE WEBSITE, INCLUDING THE SAMPLE ADVERTISING AND MARKETING MATERIALS MADE AVAILABLE THROUGH THE WEBSITE ARE PROVIDED "AS IS‘ WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OR MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Mpire Financial Group LLC MAKES NO WARRANTIES OR REPRESENTATIONS THAT THE SAMPLE ADVERTISING AND MARKETING MATERIALS DO NOT VIOLATE OR INFRINGE THE INTELLECTUAL PROPERTY RIGHTS OF OTHERS OR ARE IN COMPLIANCE WITH APPLICABLE STATE AND FEDERAL STATUTES, LAWS, CODES, AND/OR REGULATIONS. YOU AGREE TO BE SOLELY RESPONSIBLE FOR COMPLIANCE WITH LAWS AND AGREE NOT TO PRINT, COPY, PUBLISH, DISTRIBUTE OR PROVIDE BY ANY OTHER MEANS ANY SAMPLE ADVERTISING OR MARKETING MATERIAL THAT DOES NOT COMPLY WITH APPLICABLE STATE AND FEDERAL REGULATIONS, INCLUDING ALL APPLICABLE STATE AND FEDERAL LAWS AND REGULATIONS THAT INVOLVE MARKETING TO CONSUMERS.

C. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY AND ALL DAMAGES OR INJURIES CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION. YOU SPECIFICALLY ACKNOWLEDGE THAT Mpire Financial Group LLC, ITS AFFILIATES, THIRD-PARTY SERVICE PROVIDERS, AND LICENSORS AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS ARE NOT LIABLE FOR THE DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANYONE ELSE AND THAT THE RISK OF INJURY FROM THE FOREGOING RESTS ENTIRELY WITH YOU.

D. IN NO EVENT SHALL Mpire Financial Group LLC, ITS AFFILIATES, THIRD-PARTY SERVICE PROVIDERS AND LICENSORS AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS, OR ANY PERSON OR ENTITY INVOLVED IN CREATING, PRODUCING OR DISTRIBUTING THE WEBSITE OR SOFTWARE UNDERLYING THE WEBSITE BE LIABLE FOR ANY DAMAGES OF ANY KIND, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THE WEBSITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH THE FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINK OR SYSTEM FAILURE, EVEN IF Mpire Financial Group LLC, OR REPRESENTATIVES THEREOF ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES. YOU HEREBY ACKNOWLEDGE THAT THE PROVISIONS OF THIS SECTION APPLY TO ALL CONTENT ON, AND SERVICES PROVIDED THROUGH, THE WEBSITE INCLUDING, BUT NOT LIMITED TO, THE SAMPLE ADVERTISING AND MARKETING MATERIALS MADE AVAILABLE THROUGH THE WEBSITE.

IN ADDITION TO THE TERMS SET FORTH ABOVE, Mpire Financial Group LLC, ITS AFFILIATES, THIRD-PARTY SERVICE PROVIDERS AND LICENSORS AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS WILL NOT BE LIABLE, REGARDLESS OF THE CAUSE OR DURATION, FOR ANY ERRORS, INACCURACIES, OMISSIONS, OR OTHER DEFECTS IN, OR UNTIMELINESS OR UNAUTHENTICITY OF, THE INFORMATION CONTAINED WITHIN THE WEBSITE, INCLUDING, BUT NOT LIMITED TO, THE SAMPLE ADVERTISING AND MARKETING MATERIALS MADE AVAILABLE THROUGH THE WEBSITE, OR FOR ANY DELAY OR INTERRUPTION IN THE TRANSMISSION THEREOF TO YOU, OR FOR ANY CLAIMS OR LOSSES ARISING THEREFROM OR OCCASIONED THEREBY OR FOR ANY DISCIPLINARY OR REGULATORY ACTION TAKEN THEREUPON. Mpire Financial Group LLC, ITS AFFILIATES, THIRD-PARTY SERVICE PROVIDERS AND LICENSORS AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS WILL NOT BE LIABLE FOR ANY THIRD-PARTY CLAIMS OR LOSSES OF ANY NATURE, INCLUDING BUT NOT LIMITED TO, LOST PROFITS, PUNITIVE OR CONSEQUENTIAL DAMAGES. Mpire Financial Group LLC, ITS AFFILIATES, THIRD-PARTY SERVICE PROVIDERS AND LICENSORS AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS DO NOT WARRANT OR GUARANTEE THE TIMELINESS, SEQUENCE, ACCURACY OR COMPLETENESS OF INFORMATION AVAILABLE THROUGH THE WEBSITE INCLUDING, BUT NOT LIMITED TO, THE SAMPLE ADVERTISING AND MARKETING MATERIALS MADE AVAILABLE THROUGH THE WEBSITE.

E. The foregoing provisions of this Section are for the benefit of Mpire Financial Group LLC, its affiliates and licensors and each will have the right to assert and enforce such provisions directly or on its own behalf.

XII. MONITORING

Mpire Financial Group LLC has the right, but not the obligation, to monitor the use of the Website to determine compliance with these terms and any other rules established by Mpire Financial Group LLC and to satisfy any law, statutes, regulation rules, guidelines or authorized government request. Mpire Financial Group LLC has the right in its sole discretion to edit, refuse to print or remove any material submitted to or posted on the Website. Without limiting the foregoing, Mpire Financial Group LLC has the right to remove any material that Mpire Financial Group LLC, in its sole discretion, finds to be in violation of these terms.

XIII. INDEMNIFICATION

You agree to defend, indemnify and hold harmless Mpire Financial Group LLC, its affiliates, third-party service providers and licensors and their respective directors, officers, employees and agents from and against all claims, fees, costs and expenses, including attorneys‘ fees, directly and/or indirectly arising out of or in connection with Your account and/or use of the Website by You.

XIV. TERMINATION

Mpire Financial Group LLC reserves the right to terminate Your access and account at any time for any reason in Mpire Financial Group LLC‘s sole discretion. Mpire Financial Group LLC has the right to immediately terminate Your account in the event of any conduct by You which Mpire Financial Group LLC, in its sole determination, considers to be unacceptable, or in the event of any breach by You of this Agreement. The provisions of Sections II, IV, VII, X, XII and this Section XIII will survive such termination. If You breach any of the terms of this Agreement, Mpire Financial Group LLC may disable Your account and terminate or temporarily suspend Your access to, participation in and use of the Website and require You to immediately destroy any materials downloaded or printed from Mpire Financial Group LLC in violation of this Agreement.

XV. MISCELLANEOUS

A. This Agreement constitutes the entire agreement of the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter.

B. This Agreement will be construed in accordance with the laws of the State of Michigan, without regard to its conflict of laws rules. The parties hereto agree that the jurisdiction for any claim brought under this Agreement will be the County of Oakland, Michigan. The parties hereto expressly waive any right to a jury trial.

C. No waiver by Mpire Financial Group LLC of any breach or default hereunder will be deemed to be a waiver of any preceding or subsequent breach or default.

D. If any of these terms, or the application thereof to any individual, entity or circumstance, is deemed to any extent be invalid or unenforceable, the remainder of these terms, or the application of such terms or provisions to persons or circumstances other than those as to which they are invalid or unenforceable, will not be affected thereby, and each term and provision of these terms will be valid and enforceable to the fullest extent permitted by law.

E. Except as otherwise set forth in this Agreement, no third party will be entitled to enforce these terms against the respective parties as third-party beneficiaries thereof.

F. The section headings used herein are for convenience only and are not to be given any legal import.

G. This Agreement will be binding upon and inure to the benefit of the parties hereto and their respective successors, legal representatives and permitted assigns. You may not assign any of Your rights or delegate any of Your obligations under this Agreement, other than to an affiliate, without the prior written consent of Mpire Financial Group LLC.